Budgeting

Want a dream holiday without burning a hole in your pocket? Figuring out how to save for a budget holiday is the smartest first step. This article will guide you to find various strategies that are realistic, fun, and definitely stress-free, so your dream adventure can happen soon. At a young age, the desire to […]

In this digital era, monthly subscriptions have become an inseparable part of our lifestyle. From entertainment, productivity, to daily necessities, everything is now available in subscription packages. However, unknowingly, this pile of subscriptions can become a significant ‘money leak.’ Understanding how to control monthly subscription expenses is no longer just a tip, but a must […]

Ever felt like this? It’s nighttime, tired after a long day of work or classes, you collapse onto your bed to scroll through social media. Suddenly, an ad pops up for limited-edition sneakers or the latest gadget with a huge discount that’s only valid tonight. Without thinking, your fingers move fast: click, add to cart, […]

Having complete control over personal finances can be a challenge, especially for those just entering the 18-25 age bracket. Amidst the hustle of college, part-time jobs, or even starting a career, finding time to track every rupiah spent often feels like a heavy task. But don’t worry! Discovering cara konsisten mencatat pengeluaran harian is the […]

Weekly vs. Monthly Shopping: Which is Easier on the Wallet? Determining whether it’s best to shop routinely every week or once a month can’t be answered with a single short sentence. Why? Because everyone’s financial situation and lifestyle are different. However, if we look through the lens of efficiency, the debate about weekly vs monthly […]

You might feel like your e-wallet balance is just “play money” that’s easy to reload. Without realizing it, this habit can make you wasteful. Every time there’s a flash sale temptation or an attractive promo, your hand is automatically driven to add balance so you can buy immediately. This stops us from being truly aware […]

Do you ever find yourself staring at your bank balance at the end of the month, wondering where all your money went? Often, the culprit isn’t a single large purchase but a series of small choices driven by impulse. Learning how to differentiate needs and wants is the cornerstone of effective personal budgeting. In this […]

Introduction Many of us start the beginning of the month with a burning passion to save, only to give up by the second week. Why does this happen? The biggest psychological hurdle in recording expenses isn’t a lack of discipline, but friction—the barrier in the process. When you have to open a slow app, navigate […]

Table of Contents What Is Lifestyle Inflation? The Silent Wealth Killer The Psychology Behind Lifestyle Inflation: Hedonic Treadmill Self-Diagnosis: Are You Already Trapped? Root Causes: Why Big Salary But No Assets? Long-Term Impact: The Golden Handcuffs Prevention Strategies: Holding Back Early On How to Overcome: Audit and Control Expenses Good Inflation vs Bad Inflation: Choosing […]