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Ever found your private chat—or a group containing just yourself on WhatsApp—filled with a messy list of numbers? From “Coffee 35k”, “Gojek 22k”, to debt notes for a friend after lunch. This phenomenon isn’t new. Many of us feel that the debate between tracking expenses on whatsapp vs split bill apps is an unresolved daily […]
Ever felt a headache because of shared boarding house cash that’s gone missing? Or maybe you often feel like a “permanent donor” because you’re always fronting the money for electricity tokens or water gallons but forget who has paid you back and who hasn’t? This is a classic problem among roommates. On one hand, we […]
Living with roommates is basically a crash course in diplomacy, negotiation, and occasional detective work. One minute you’re laughing over a shared pizza, and the next, you’re staring at a three-week-old pile of grocery receipts wondering why you’re the only one who seems to buy toilet paper. The ‘Who owes what?’ conversation is historically awkward, […]
Picture this: It’s Sunday morning. You’re bleary-eyed, reaching for the milk for your coffee, only to find the carton empty. Again. You know you bought the last one, and you’re pretty sure your roommate, Alex, hasn’t chipped in for groceries since the Great Pizza Delivery of last month. You want to bring it up, but […]
Have you ever felt totally stressed out when a holiday that’s supposed to be fun ends up in ‘who pays for what’ drama at the end of the trip? Traveling with friends or family is everyone’s dream, especially when the destination is an exotic spot like Bali or Labuan Bajo. However, there’s one thing that […]
Starting a new venture with your peers is an exciting journey that requires a solid foundation and an entrepreneurial mindset. Mastering the process of splitting business capital with friends is the key to ensuring both your financial success and the longevity of your friendship. Why Joint Ventures are a Smart Solution for Business with Friends? […]
Introduction Deciding on the best strategy for storing cash in e-wallet vs digital bank depends on your financial habits and long-term goals. Choosing a financial platform isn’t just about which app has the coolest colors or the most promos—it’s also about avoiding lifestyle inflation as you spend. Understanding whether you need high liquidity for daily […]
Being a treasurer for a group of friends, a campus organization, or an office team often feels like taking on an impossible mission. The main problem isn’t how to count the money, but how to deal with friends who have a habit of postponing payments with the excuse ‘later, okay?’ or ‘I forgot to bring […]
Ever felt stressed being appointed as the treasurer for a futsal group, social gathering (arisan), or hobby community? Or maybe as a member, you’re confused why the cash balance suddenly drops without a clear explanation? This is a very common issue in our environment. Knowing how to create transparent cash reports on WhatsApp isn’t just […]
