All Articles

Showing page 17

bank statement vs expense
Expense Tracking

5 Key Differences Between Bank Statements vs Expense Tracking (2026)

Bank Statement vs Expense: 5 Key Differences and Which One to Choose Ever woken up on the 20th and been shocked to see your ATM balance suddenly shriveled up, even though you don’t feel like you’ve spent money on luxury goods? You immediately open your mobile banking app, scroll through a long transaction history, but […]

tips for managing shared
Social Expenses

7 Tips for Managing Shared Kitchen Expenses with Friends (2026 Guide)

7 Smart Tips for Splitting Grocery Costs with Friends: Tips for Managing Shared Expenses Why Does Cooking with Friends Often End in Conflict? Cooking together at home or in your dorm is actually a brilliant financial strategy. However, why does it often end in heated debates in the WhatsApp group? The main issue usually isn’t […]

polite ways to collect
Social Expenses

7 Polite & Effective Ways to Collect Shared House Funds (2026)

7 Polite Ways to Collect Shared House Funds Effectively The Boarding House Treasurer’s Dilemma: Between Getting Money Back or Losing a Friend Why does asking for house funds always feel so awkward? The answer lies in the social dynamics of living in a shared space. A boarding house isn’t just a place to sleep; it’s […]

signs of unhealthy spending
Expense Tracking

7 Often-Ignored Signs Your Spending Habits Are Unhealthy

Have you ever felt like you’ve been working like a horse, pulling overtime until late at night, but at the end of the month, your bank balance just ‘passes through’? It feels like you just got paid yesterday, but suddenly the remaining balance is just a minimal digit that makes your heart race every time […]

why atm balance runs
Expense Tracking

7 Reasons Your ATM Balance Runs Out Fast & Saving Tips 2026

7 Reasons Why ATM Balance Runs Out So Fast (and How to Fix It) Knowing the specific reasons why atm balance runs low so quickly will help you build a recovery strategy. Often, the problem isn’t the amount of money you earn, but how the outflow isn’t being properly tracked. Here are seven main reasons […]

how to manage shared
Social Expenses

7 Ways to Manage Shared House Funds Transparently & Easily 2026

The Latent Danger of the House Fund: Why Be Open? Living in a shared house with friends is often seen as a life phase full of freedom. However, behind the laughter and movie nights, financial responsibilities loom. Many house conflicts explode not because of big issues, but due to an accumulation of small discomforts regarding […]

first date split bill
Social Expenses

5 First Date Split Bill Etiquette Tips to Avoid Awkwardness

Navigating the modern dating scene can be tricky, especially when the check arrives. Knowing the proper first date split bill etiquette is essential for making a great impression while staying true to your financial values. Whether you’re a traditionalist or a modern minimalist, understanding how to handle expenses can set the tone for your entire […]

split restaurant bills by
Social Expenses

5 Hassle-Free Ways to Split Restaurant Bills by Order

5 Hassle-Free Ways to Split Restaurant Bills by Order Eating out with friends should be about the company and the food, not the headache of the bill. However, for many, the end of a meal brings a moment of social awkwardness. Knowing how to split restaurant bills by what each person actually consumed is not […]

how to replenish emergency
Savings & Planning

5 Fast Ways to Replenish Your Depleted Emergency Fund

5 Fast Ways to Replenish Your Depleted Emergency Fund Why should your emergency fund be replenished immediately? For Gen Z and millennials, a Rp0 balance in an emergency fund account is a “red zone” signal. Amidst economic uncertainty, rising living costs, and lifestyle trends that often demand more spending, learning how to replenish emergency savings […]