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how to manage cash for routine hangouts
Social Expenses

How to Manage Cash for Routine Hangouts: 5 Smart Ways

Ever felt like your wallet suddenly went ‘dry’ mid-month, even though your expenses felt pretty normal? After checking, it turns out the money was spent on fancy coffee breaks, hanging out at popular cafes, or just grabbing boba with office friends. You’re not alone. In 2026, the hangout culture has become an inseparable part of […]

split bill app receipt scan
Social Expenses

5 Best Split Bill App Receipt Scan Tools (2026)

These days, hanging out with friends is more fun, but settling bills afterward can be a headache. It’s a hassle to manually note down who owes whom, right? Well, good news is, a split bill app receipt scan tool arrives as a savior! This advanced feature not only makes it easier for you and your […]

subscription vs one-time purchase
Payments

Subscription vs One-Time Purchase: 5 Ways to Save Money

Introduction We are currently living in a major transition often called the shift from the Ownership Economy to the Access Economy. Back in the day, our parents had to buy CDs or tapes to listen to music. Now, we just pay a monthly subscription fee to access millions of songs. This change brings incredible convenience, […]

how to get student discounts on premium apps
Payments

How to Get Student Discounts on Premium Apps & Save 50%

Being a student is a phase of life full of challenges, from an endless pile of assignments to stomach matters that often have to compromise with the contents of your wallet. However, behind all that hustle and bustle, there is one major privilege that is often overlooked by many students: the student status itself. Global […]

how to pay for subscriptions without a credit card
Payments

5 Ways to Pay for Subscriptions Without a Credit Card

Introduction: Why Paying for Subscriptions Doesn’t Require a Credit Card There are strong reasons why searches for how to pay for subscriptions without a credit card continue to increase every year. If we look at the data, the access of Indonesians to credit cards is still very low compared to other financial instruments. This creates […]

separate office and personal expenses on receipt
Expense Tracking

5 Ways to Separate Office and Personal Expenses on Receipt

Ever stood at a minimarket cashier, holding a pack of paper for the office and a bottle of your favorite palm sugar iced coffee, then felt conflicted? On one hand, you want to be practical by paying for everything at once. On the other, you know that mixing those purchases will mess up your financial […]

how to declutter old paper receipts
Expense Tracking

How to Declutter Old Paper Receipts: 5 Fast Steps to Digital Zen

We’ve all been there. You open your wallet to pay for a coffee, and a small avalanche of crumpled, fading paper slips spills onto the counter. It’s embarrassing, sure, but it’s also a sign of a deeper problem: physical clutter is clouding your financial vision. If you’ve ever wondered how to declutter old paper receipts […]

buy house cash vs mortgage
Savings & Planning

Buy House Cash vs Mortgage: How to Make the Right Choice

Introduction When it comes to property, the debate over whether to buy house cash vs mortgage is one of the biggest financial crossroads you’ll face. Owning a home is a major milestone, but the path you choose to get there can significantly impact your long-term long-term financial planning. Understanding the trade-offs between these two methods […]

cost details for moving into your first apartment
Savings & Planning

7 Cost Details for Moving into Your First Apartment

Moving into your first apartment is a major life milestone. It feels like you’re finally holding the keys to your own freedom. No more curfews from parents or fighting with siblings over the bathroom. However, behind that euphoria, there’s a harsh reality that often hits first-time renters: moving costs are much more expensive than just […]