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Ever felt like your business revenue is at an all-time high, orders are exploding, but strangely the money in your account feels like it’s just ‘passing through’? Or maybe, when the end of the month arrives, you’re confused why there’s no money left to reinvest as capital, even though sales are smooth sailing? If this […]
Why Young Adults Need to Be Tax-Savvy in Indonesia? Hearing the word “tax,” the first reaction for many of us—especially those just starting a career or receiving our first paycheck—is usually mixed. There’s confusion, a fear of making mistakes, or just laziness due to imagining complicated bureaucracy. However, understanding the Indonesian tax system is one […]
Table of Contents What Is Shared Household Budgeting? Starting the Conversation: The ‘Money Talk’ 3 Main Models for Couple Finance Management Tactical Steps to Create a Joint Budget Tools and Support Systems: Manual vs Digital Special Strategies for the Transition Phase (Newlyweds) Fatal Mistakes in Shared Budgeting Overcoming Conflict: The Spender vs The Saver Routine […]
Moving in together is one of the most exciting milestones in a relationship. You’re dreaming of movie nights, shared Sunday breakfasts, and finally splitting that Netflix subscription. But before you start arguing over whose couch to keep or which neighborhood has the best coffee, there is a massive, often awkward hurdle you need to clear: […]
Living with roommates can be the time of your life—movie marathons, shared closets, and someone to vent to after a long day. But it can also be a fast track to awkward tension if you don’t figure out how to manage shared finances with roommates early on. We’ve all heard the horror stories: the passive-aggressive […]
Table of Contents What Is Lifestyle Inflation? The Silent Wealth Killer The Psychology Behind Lifestyle Inflation: Hedonic Treadmill Self-Diagnosis: Are You Already Trapped? Root Causes: Why Big Salary But No Assets? Long-Term Impact: The Golden Handcuffs Prevention Strategies: Holding Back Early On How to Overcome: Audit and Control Expenses Good Inflation vs Bad Inflation: Choosing […]
Getting your first significant raise or landing a better-paying job is easily one of the most exhilarating moments of your early 20s. After months or years of counting every penny, suddenly, the financial tightrope feels a little wider. You breathe a sigh of relief. Maybe you browse listings for a nicer apartment with in-unit laundry, […]
You finally got that promotion. The email came through, your boss shook your hand (or sent a 🎉 emoji on Slack), and you saw the new number on your paycheck. It felt incredible. You told yourself, “Now I can finally save money.” But three months later, you check your bank account, and somehow, the balance […]
Introduction to the Cost of Living Indonesia: What Do You Need to Know? Youth is a time for exploration, growth, and of course, financial independence. Understanding the cost of living Indonesia is one of the key factors to living life more peacefully and planned. Whether you’ve just graduated, are starting your first career, or are […]
